Access Urgent Capital Without Liquidating Your Investments
Keep your compounding intact while unlocking instant digital credit against your mutual fund holdings.
Don't Interrupt Decades of Compounding for Short-Term Cash Needs
Redeeming mutual fund units during an emergency triggers capital gains taxes and forfeits future market compounding. A Loan Against Mutual Funds (LAMF) offers a prudent credit alternative.
By pledging your mutual fund units with leading RBI-regulated lending institutions, you receive an overdraft limit or instant loan disbursed directly to your bank account within hours.
- âś“ Attractive Interest Rates: Pay interest solely on the amount utilized, not the entire sanctioned limit.
- âś“ Zero Prepayment Penalty: Repay anytime as your cash flow allows with zero foreclosure charges.
- âś“ Fast Digital Lien: 100% paperless lien marking via CAMS / KFintech in minutes.
- âś“ Both Equity & Debt: Up to 50% on equity funds and up to 80% on debt/liquid mutual funds.
How to Avail in 4 Simple Steps
Portfolio Assessment
We verify your mutual fund units across registrar portals.
Limit Sanction
Loan limit approved based on eligible NAV values.
Digital Lien Marking
Secure OTP-based pledge marking without physical paperwork.
Instant Disbursement
Funds credited directly into your verified bank account.